Observations & Interviews

User Classes

• Adults
• Students
• Working Professionals
• Clubs/Organizations

Needs & Goals

• An easy and secure way for one person to make a payment and be reimbursed by other members of the group
• An easy and secure way for a person to allow someone to make a payment and either deduct the money he owes from his or her account, or to create an IOU virtual receipt
• A way to keep track of payments and debts
• A way for a user to remind people that owe them