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- working young adults like to spend time in group recreational activities, involving group expenses.
- Keeping track of recurring expenses via email exchanges is not scalable and quickly becomes unclear.
- Records among different people can become inconsistent, especially with debts cycles among groups.
- It is uncomfortable to keep track of debts, payments and remind people.
- It is a tedious process to remember bank details for different people and pay each one via online transfers.
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